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A number of HUD-producers have begun to build what they refer to as an "on-frame" modular home. Essentially, this is a home built in a HUD-factory, on the same permanent metal chassis used in the manufacturing of a HUD-code home. However, instead of designing and building the home to HUD-codes and regulations these HUD-factories follow local and state building codes.

Some are calling these homes, “hudular homes”, (a cross between a manufactured home and a true modular home). Others are using the term, “hybrid” or “high-end” manufactured home. Because of the confusion associated with this type of product I am going to use the term, “On-Frame Modular Home”. The reason for this is simple most HUD-factories will deliver this type of product using the same steel undercarriage associated with a HUD-code home.

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